We enable
tech forward lenders.

MO Technologies is the Next-Gen Credit Core ®
empowering innovation in the credit space. Launch your lending operation in a matter of weeks and grow exponentially with a product built to scale.
Trusted by top lending innovators
First cloud native and API first multi asset LMS ready for LATAM and USA!

Our platform:

MO Manage
Next-Gen Credit Core ®

Through in-house proprietary tech, we offer an integral immersive servicing solution for our partners that allows them to centralize and digitize the core of their credit operation.

First cloud native and API first Loan Management System compliant ready to enable any lending asset class in Latam region and USA. Launch your credit operation in a matter of weeks with a seamless integration to our platform.

The Three pillars of our Loan Management System (LMS)

Build the credit
product you imagine

Create tailor-made offer configurations with +200 configurable parameters supporting any asset class (Revolving credit, Installment loans among others ).

A product built
to scale and expand

Manage and expand to multiple credit products, seamless integrate to third parties, relying in a compliant ready infrastructure (ISO 270001).

Agile deployment
in weeks not months

Integrate to our RESTful API with support all along the way for a 3-4 weeks time-to-market on average and continuing deployment as our product evolves.

Admin portal

Back-office environment that allows the lender to entirely manage and monitor their credit operation seamlessly in a self-service manner

Product Configuration Wizard: Create new credit products and offers from scratch and launch in minutes.
Loan Manager (CRM) : Manage your day to day customer operations with granular visibility per customer, credit, payments and more
BI Dashboards: Make strategic decisions on your lending business with real time 360 visibility

Support any asset class

First cloud native  Credit Core Ledger System ready for LATAM !
Integrated with Galileo to provide our Credit Card Servicing Solution

Credit Card Core

MO's Next-Gen Credit Card Core support commercial and retail cards porgrams

Revolving and installments card products
LATAM and USA ready with per country specific product and logics ensuring compliance to market nuances
Launch a Revolving Credit Card, Buy Now Pay Later, Charge Cards, we service it
First cloud native  Credit Core Ledger System ready for LATAM !
Integrated with our borrower portal to provide an End-to-End lending experience

Buy now pay later

MO’s Next-Gen Multiproduct Core support any credit program

Configurable Down-payment as a percentage of the purchase
Independent and dedicated Merchant Portal for BNPL operation
Merchant Kit: Marketing assets and offers widgets for Merchant E-commerce
First cloud native  Credit Core Ledger System ready for LATAM !
Integrated with our borrower portal to provide an End-to-End lending experience

Installment loan

MO’s Next-Gen Multiproduct Core support any credit program

Multiple loan amortization logic.I.e Fixed and variable installments
Full flexible configuration offer.I.e. Fixed and costs, ordinary and default interest, periodicity and number of multiple installments
First cloud native  Credit Core Ledger System ready for LATAM !
Integrated with our borrower portal to provide an End-to-End lending experience

Payroll Advance

MO’s Next-Gen Multiproduct Core support any credit program

Flexible charges configuration for compliance
Periodicity configuration based on salary cycle
Automatic discount integrated with the accountant department
First cloud native  Credit Core Ledger System ready for LATAM !
Integrated with our borrower portal to provide an End-to-End lending experience

Merchant cash advance

MO’s Next-Gen Multiproduct Core support any credit program

Repayment through daily sales discount
Direct disbursement into merchants network

We do much more than servicing!
MO Borrower Portal | E2E Credit Lifecycle

White label borrower portal to enable a seamless digital customer journey to request a credit product in minutes and manage the credit lifecycle

Offer seamless credit experience within users shopping journey.

Provide flexible cash-funding so merchants leverage working capital needs.

Expand your business while giving credit access to borrowers in fixed installments.

Book a meeting

Industries we target.

Lending as core

Fintech
Banking
MO Manage
Next-Gen Credit Core ®

Lending as add-in

Retail
Ride-Hailing
Consumer Goods
Payments
Logistic
MO Manage
Next-Gen Credit Core ®
+
MO Borrower Portal
Onboard  + Origination + Servicing
Latam new credit card issuers are seeking for one-stop-shop solutions, and MO Technologies has helped us strengthen our offering with a flexible credit card core enabling any credit flavor within a card an able to surf all the credit market nuances and complexities per country.
Tory Jackson  - Head of Expasion LATAM
Looking for a one-stop-shop Issuing Processor and Credit Servicing System to launch our Credit Card Product in Mexico was challenging and tempting, but choosing the MO loan management system and Galileo issuing processor working in a bundled and integrated scheme has exceeded our expectations in terms of flexibility of the product configuration, time to market and a diligent and competent team supporting us all along the way.
Chito Padilla  -  CEO for Fintonic in LATAM

Numbers speak for themselves

+10
Countries in Latin America
& The Caribbean
+20
Top-tier clients
+1M
Users
+100
MOvers (employees)
70%
Of our workforce have
tech based careers.

Trusted by world-class brands through global vendors and partners

Less than 10% get accepted to the Mastercard start path program.

Launch your next credit operation with MO

To learn more about our solutions contact us to speak to a representative or request a demo.