MO Manage
Next-Gen Credit Core ®
Next-Gen Credit Core ®
+
MO Borrower Portal
Onboard + Origination + Servicing
Onboard + Origination + Servicing
We enable
tech forward lenders.
MO Technologies is the Next-Gen Credit Core ®
empowering innovation in the credit space. Launch your lending operation in a matter of weeks and grow exponentially with a product built to scale.
empowering innovation in the credit space. Launch your lending operation in a matter of weeks and grow exponentially with a product built to scale.
Trusted by top lending innovators
First cloud native and API first multi asset LMS ready for LATAM and USA!
Our platform:
Next-Gen Credit Core ®
Through in-house proprietary tech, we offer an integral immersive servicing solution for our partners that allows them to centralize and digitize the core of their credit operation.
First cloud native and API first Loan Management System compliant ready to enable any lending asset class in Latam region and USA. Launch your credit operation in a matter of weeks with a seamless integration to our platform.
The Three pillars of our Loan Management System (LMS)
Build the credit
product you imagine
Create tailor-made offer configurations with +200 configurable parameters supporting any asset class (Revolving credit, Installment loans among others ).
A product built
to scale and expand
Manage and expand to multiple credit products, seamless integrate to third parties, relying in a compliant ready infrastructure (ISO 270001).
Agile deployment
in weeks not months
Integrate to our RESTful API with support all along the way for a 3-4 weeks time-to-market on average and continuing deployment as our product evolves.
Admin portal
Back-office environment that allows the lender to entirely manage and monitor their credit operation seamlessly in a self-service manner
Product Configuration Wizard: Create new credit products and offers from scratch and launch in minutes.
Loan Manager (CRM) : Manage your day to day customer operations with granular visibility per customer, credit, payments and more
BI Dashboards: Make strategic decisions on your lending business with real time 360 visibility
Support any asset class
First cloud native Credit Core Ledger System ready for LATAM !
Integrated with Galileo to provide our Credit Card Servicing Solution
Credit Card Core
MO's Next-Gen Credit Card Core support commercial and retail cards porgrams
Revolving and installments card products
LATAM and USA ready with per country specific product and logics ensuring compliance to market nuances
Launch a Revolving Credit Card, Buy Now Pay Later, Charge Cards, we service it
First cloud native Credit Core Ledger System ready for LATAM !
Integrated with our borrower portal to provide an End-to-End lending experience
Buy now pay later
MO’s Next-Gen Multiproduct Core support any credit program
Configurable Down-payment as a percentage of the purchase
Independent and dedicated Merchant Portal for BNPL operation
Merchant Kit: Marketing assets and offers widgets for Merchant E-commerce
First cloud native Credit Core Ledger System ready for LATAM !
Integrated with our borrower portal to provide an End-to-End lending experience
Installment loan
MO’s Next-Gen Multiproduct Core support any credit program
Multiple loan amortization logic.I.e Fixed and variable installments
Full flexible configuration offer.I.e. Fixed and costs, ordinary and default interest, periodicity and number of multiple installments
First cloud native Credit Core Ledger System ready for LATAM !
Integrated with our borrower portal to provide an End-to-End lending experience
Payroll Advance
MO’s Next-Gen Multiproduct Core support any credit program
Flexible charges configuration for compliance
Periodicity configuration based on salary cycle
Automatic discount integrated with the accountant department
First cloud native Credit Core Ledger System ready for LATAM !
Integrated with our borrower portal to provide an End-to-End lending experience
Merchant cash advance
MO’s Next-Gen Multiproduct Core support any credit program
Repayment through daily sales discount
Direct disbursement into merchants network
We do much more than servicing!
MO Borrower Portal | E2E Credit Lifecycle
White label borrower portal to enable a seamless digital customer journey to request a credit product in minutes and manage the credit lifecycle
Offer seamless credit experience within users shopping journey.
Provide flexible cash-funding so merchants leverage working capital needs.
Expand your business while giving credit access to borrowers in fixed installments.
Industries we target.
Lending as core
Fintech
Banking
MO Manage
Next-Gen Credit Core ®
Next-Gen Credit Core ®
Lending as add-in
Retail
Ride-Hailing
Consumer Goods
Payments
Logistic
Latam new credit card issuers are seeking for one-stop-shop solutions, and MO Technologies has helped us strengthen our offering with a flexible credit card core enabling any credit flavor within a card an able to surf all the credit market nuances and complexities per country.
Looking for a one-stop-shop Issuing Processor and Credit Servicing System to launch our Credit Card Product in Mexico was challenging and tempting, but choosing the MO loan management system and Galileo issuing processor working in a bundled and integrated scheme has exceeded our expectations in terms of flexibility of the product configuration, time to market and a diligent and competent team supporting us all along the way.
Having MO Technologies by our side is very relevant for us. It will certainly lead to our business growth and to keep focusing on covering the customers’ demand for new financial products and services through tech solutions.
Numbers speak for themselves
+10
Countries in Latin America
& The Caribbean
& The Caribbean
+20
Top-tier clients
+1M
Users
+100
MOvers (employees)
70%
Of our workforce have
tech based careers.
tech based careers.
Trusted by world-class brands through global vendors and partners
Less than 10% get accepted to the Mastercard start path program.
Launch your next credit operation with MO
To learn more about our solutions contact us to speak to a representative or request a demo.
